Vice President - Partnerships @Testbookdotcom | Strategic Partnerships: @JarAppHQ @OYORooms @Zomato | Community:@TwiclubHQ | ✍️🎙💰Personal Finance & Startups
🇮🇳
Joined May 2014
- Tweets 24,130
- Following 341
- Followers 35,751
- Likes 21,869
Pinned Tweet
I write about Credit Card, Personal Finance, Travel, and sometimes Startups! 💳💰✈️
The thought is to spread awareness among such subjects without any hidden agenda, with community-driven & collective insights.
Thread of Thread (s) 🧵| RT for Karma 🙏
35
220
13
1,017
Bull Market:
Valuation, Salary in Crores, Cashback, Discount, No-Cost EMI, 1/3 Bill Payment, Download CRED Baby
Bear Market:
Profitability, Bootstrapping, Layoffs, Delivery Charges, 36% Interest, Warren Buffet Gyaan.
5
3
31
Someone earning ₹25k in a metro city doesn't need another BNPL FinTech for loan but a platform that can help him learn and earn more.
Which Startup is solving this problem for everyone?
36
6
1
197
As per recent news sources,
FinTech Startup ‘Slice’ was spying on users’ personal details, Google asked users to delete the app.
How do we endorse better regulation around data & privacy?
9
11
1
115
Startup Idea: Platform where we can see the score of a particular Startup based on
• Customer Service
• Hiring & Layoff Practices
• Culture & Work-Life Balance
5
4
1
48
Pay Later and Cards FinTech startups seem to be so dependent on SBM Bank that
If SBM ever shut down their India operations, most of them would be out of operation.
12
6
89
Don’t normalise 👇
• Hookup culture
• Dropping out of college
• Investing in risky asset class
• Defaming Integrity of your country
• Building a Startup because it’s cool
54
276
8
1,822
What works best for you when it comes to learning new things?
• Books
• Tweets
• Podcasts
• Short Videos
• Video Content
• Long form posts
66
4
2
131
China is regulating Influencer Marketing, Influencers giving Financial & Medical Advice would now need certification.
Already curbed EdTech Startups, they’ve always been super-efficient in terms of legislation.
17
31
10
402
Work from Home made people so comfortable that they are turning amazing career opportunities
Growth happens when you challenge yourself and move out of your comfort zone.
13
8
166
Okay so I absolutely respect what Ankur Warikoo has achieved
But whenever I go on YouTube and Instagram he’s selling his time management courses. Is there any way I can get rid of his social media ads?
97
26
2
757
Wish our generation read and watch Bhagwad Geeta instead of mindlessly scrolling social media
Spent the last 2 days watching Mahabharata and never felt this calm. ❤️
22
15
232
Unless you need their services, you can always request data deletion, ask for written confirmation, and revoke all access to your e-mail as it may contain sensitive financial information.
1
18
15) How to build a good credit score:
Always spend what you can pay back to build a habit of financial discipline.
Avoid using your old loan or credit card account and check your credit report periodically.
Always pay the full bill amount at least 2-3 days before the due date.
1
29
Don’t apply for too many loans or credit card accounts too often.
Don’t use more than 30% of the assigned credit limit for a healthy credit score.
1
1
33
This old Thread will give you more understanding of how Credit Score + Credit Report works
Credit Score and Credit Report
What does it take to start and win your credit journey?
Let’s understand how this works! A Thread 🧵
Show this thread
1
8
Hope these insights will help you use and understand credit cards better. Also, using a credit card or loan responsibly helps you build a good credit score that makes you eligible for future large loans at better interest rates or ensures higher chances of approval for CCs.
1
1
17